Specialty carrier

Heritage

Underwriting entity
Heritage Property & Casualty Insurance Company
NAIC company code
14407
Where it writes
Florida, the Southeast, and the Northeast via NBIC

Northeast policies are written by affiliate Narragansett Bay Insurance Company (NAIC 43001); check the carrier named on your policy.

heritagepci.com

Claims line

855-415-7120

File a claim (toll free)

Read from heritagepci.com on 23 Aug 2026. Open it before you call.

General education, not advice

We are not affiliated with, endorsed by or acting for Heritage, and this page says nothing about how it handles claims. Each contact below was read from the page linked beside it, sources dated 23 Aug 2026. Carriers change numbers, portals and inboxes without notice, and the contact printed on your own policy or declarations page governs over anything here. Open the source and confirm before you rely on it.

Full disclaimer

Every contact on record

Claims phone

File a claim online

General phone