Specialty carrier

Homeowners Choice

Underwriting entity
Homeowners Choice Property & Casualty Insurance Company (HCI Group)
NAIC company code
12944
Where it writes
Florida

New claims are reported 24 hours a day by phone or to FNOL@hcpci.com; existing claims use the separate number published on the claims page and Claims@hcpci.com.

hcpci.com

Claims line

(888) 210-5235

New claims reporting, 24 hours

Read from hcpci.com on 23 Aug 2026. Open it before you call.

General education, not advice

We are not affiliated with, endorsed by or acting for Homeowners Choice, and this page says nothing about how it handles claims. Each contact below was read from the page linked beside it, sources dated 23 Aug 2026. Carriers change numbers, portals and inboxes without notice, and the contact printed on your own policy or declarations page governs over anything here. Open the source and confirm before you rely on it.

Full disclaimer

Every contact on record

Claims phone

File a claim online

Claims email

General phone

Mailing address