Reference Tables

These tables exist to save you the hours it takes to find the right statute in fifty-one jurisdictions. They are general education, not legal advice, and they are not a statement of the law in any state. What controls is the policy itself and the statute or regulation as the state publishes it.

Education, not advice

Nothing here is legal, coverage or claims advice, and reading it creates no professional relationship. For an actual claim, speak to a licensed professional in that state.

Every row cites its source

Follow the citation and read the original before you act on it. Where a table says a point is not stated in its sources, that is what it means, not that the point does not exist.

Rules move without notice

Statutes are amended and deadlines shift. Pages carry the date their material was gathered; that date is not a promise the row is still current, complete or correct.