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Specialty carrier

Southern Oak

Underwriting entity
Southern Oak Insurance Company
NAIC company code
12247
Where it writes
Florida

Report damage directly to the claims team (especially water losses) so preferred emergency vendors can be dispatched; NFIP flood claims use the separate line published on the claims page.

southernoak.com

Claims line

877-900-2280

Homeowner claims - report damage directly to the claims team

Read from southernoak.com on 23 Aug 2026. Open it before you call.

General education, not advice

We are not affiliated with, endorsed by or acting for Southern Oak, and this page says nothing about how it handles claims. Each contact below was read from the page linked beside it, sources dated 23 Aug 2026. Carriers change numbers, portals and inboxes without notice, and the contact printed on your own policy or declarations page governs over anything here. Open the source and confirm before you rely on it.

Full disclaimer

Every contact on record

Claims phone

File a claim online

General phone

Policyholder portal

Mailing address

Also filed under S