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State guide

How to become a public adjuster in Idaho

Idaho requires a public adjuster license. There is no statutory fee cap; the surety bond is $20,000 bond or letter of credit; the governing law is Idaho Code § 41-5801 et seq. (bond § 41-5812).

The pathway

Getting licensed in Idaho

The license is the Public Adjuster. It is its own license, so make sure any course or exam you book is the public adjuster one and not the company or independent adjuster version. Issued by the Idaho Department of Insurance under the Public Adjuster Licensing Act, Idaho Code Title 41, chapter 58. Independent adjusters are licensed separately under chapter 11.

Official sources

Gathered from these sources on August 28, 2026. Fees and hours change with the legislative calendar, and this page may be out of date. The regulator’s own page is the only current authority.

  1. Register with Pearson VUE and pass the Idaho Public Adjuster exam (50 questions, 75 minutes, 70% to pass, $65). No prelicensing course is required.

  2. Have electronic fingerprints taken through Pearson VUE ($65), ideally at the same appointment.

  3. Obtain a $20,000 surety bond (or irrevocable letter of credit) on the Department's approved form.

  4. Apply online through NIPR for the public adjuster license and pay the $80 fee.

  5. E-mail the pass slip, fingerprint receipt, and CHRI form to the Department and mail the original bond to Boise.

  6. Renew every two years by the end of your birth month for $60 after completing 24 hours of CE including 3 hours of ethics.

Who can apply
At least 18 years old · Residents and non-residents Resident and nonresident licenses are issued; the licensee must maintain an office in the home state with public access by appointment or regular hours (Idaho Code § 41-5806(1)(h)).
Prelicensing course
Not required The Department states: 'Idaho does not require pre-licensing education' and recommends studying the exam content outline.
State exam
Pearson VUE · 50 questions · 75 minutes · pass at 70% · $65 per attempt 50 scored questions per the Department's content outline; offered at test centers or online through OnVUE.
Application
NIPR · $80 application fee Exam $65. After paying through NIPR, e-mail the exam pass slip, Pearson VUE fingerprint receipt, and CHRI request form to agent@doi.idaho.gov, and mail the original bond to the Department.
Background check
Fingerprints required for resident applicants; electronic fingerprinting through Pearson VUE ($65, can be done at the exam appointment) or hard card ($61.25). Nonresidents licensed in their home state are not fingerprinted. Fingerprint fee $65
Surety bond
$20,000 Surety bond in favor of the State of Idaho on the Department's form, or an irrevocable letter of credit; the license terminates automatically if the bond lapses (Idaho Code § 41-5812).
Renewal
Every 2 years · $60 License expires on the last day of the licensee's birth month; renew through NIPR up to 90 days early. Late renewal within one year costs double the fee plus late-CE penalties ($100/$200/$300 by lateness).
Continuing education
24 hours · Every 2 years · 3 in ethics CE must be completed and posted before renewal can be filed (IDAPA 18.06.04). Nonresidents satisfy Idaho CE by meeting their home-state requirement.
Already licensed elsewhere?
Reciprocity available Nonresident license under Idaho Code § 41-5809 for applicants licensed as resident public adjusters in good standing whose home state reciprocates; the exam is waived for applicants licensed by examination elsewhere (§ 41-5808). Bond still required.

Not stated in these sources

These points were not stated in the sources listed, so we have left them blank rather than guess. Ask the regulator directly:

  • ·Application fee: $80 initial / $60 renewal are stated on Department instruction pages and IDAPA 18.01.02 fee schedule excerpts found via search; the current IDAPA text itself was not opened.

Idaho in the reference tables

Each table answers one question for all 50 states and DC, with the citation. Open one and find the Idaho row.

See how a claim runs in Idaho, stage by stage Associations covering Idaho

Idaho law in the library

32 primary-source documents for Idaho: statutes, regulations, bulletins and consumer guides, stored as published. Sign in to open them.

  • Idaho Arson and Fraud Reporting-Immunity Act — Idaho Code §§ 41-290 through 41-298 Idaho State Legislature
  • Idaho Attorney Fees in Insurance Disputes — Idaho Code § 41-1839 Idaho State Legislature
  • Idaho Code Title 41, Chapter 11 — Adjusters Idaho State Legislature
  • Idaho Code Title 41, Chapter 11 — Adjusters Idaho State Legislature
  • Idaho Insurance Contract — Claims-Related Provisions (Title 41, Chapter 18) Idaho State Legislature
  • Idaho Insurance Contract — Claims-Related Provisions (Title 41, Chapter 18) Idaho State Legislature
  • Idaho Property Insurance Contracts — Title 41, Chapter 24 Idaho State Legislature
  • Idaho Property Insurance Contracts — Title 41, Chapter 24 Idaho State Legislature