State guide
How to become a public adjuster in Kansas
Kansas requires a public adjuster license. There is no statutory fee cap; the surety bond is Amount set by the Commissioner; the governing law is K.S.A. 40-5501 et seq..
No percentage fee if the insurer pays policy limits within 72 hours.
The pathway
Getting licensed in Kansas
The Kansas Department of Insurance issues the Public Adjuster license. It is its own license, so make sure any course or exam you book is the public adjuster one and not the company or independent adjuster version. Kansas does not license company or independent adjusters; the Public Adjusters Licensing Act (K.S.A. 40-5501 et seq.) creates a standalone public adjuster license.
Official sources
- Kansas Insurance Department: Public Adjusters licensing page
- K.S.A. 40-5501 et seq., Public Adjusters Licensing Act
- Pearson VUE Kansas Insurance Licensing Candidate Handbook (July 2026)
Gathered from these sources on August 28, 2026. Fees and hours change with the legislative calendar, and this page may be out of date. The regulator’s own page is the only current authority.
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Request a Certificate of Tax Clearance from the Kansas Department of Revenue.
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Pass the Kansas Public Adjuster exam at Pearson VUE (90 minutes, 70% to pass, $57).
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Get fingerprinted and mail the cards with the KBI waiver form to the Department (or use Pearson VUE digital fingerprinting).
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File the NAIC Uniform Individual Adjuster application on NIPR, pay the $100 application fee and $60 fingerprint fee, and upload the tax clearance certificate.
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Renew every two years by the end of your birth month on NIPR for $100 after completing 18 CE hours (3 ethics).
- Who can apply
- At least 18 years old · Residents and non-residents · None Resident license requires designating Kansas as home state and maintaining an office there (K.S.A. 40-5505); nonresidents licensed under K.S.A. 40-5508.
- Prelicensing course
- Not required No prelicensing education requirement in the Act or on the KID page
- State exam
- Pearson VUE · 90 minutes · pass at 70% · $57 per attempt Scores valid two years from the exam date (KID page). Retake waiting period at least seven days (K.S.A. 40-5506).
- Application
- NIPR · $100 application fee State exam $57; $20 Pearson VUE digital fingerprint appointment fee if used. Certificate of Tax Clearance from the Kansas Department of Revenue must be uploaded to the NIPR Attachment Warehouse (ALD) before the application is processed. Applicants must report insurance-fraud-related expungements.
- Background check
- Fingerprints and state/national criminal history record check required; physical fingerprint cards and KBI waiver form mailed to the Department (or digital fingerprinting at Pearson VUE centers) Fingerprint fee $60
- Surety bond
- No bond required K.S.A. 40-5511 lets the commissioner require a surety bond or letter of credit 'in such reasonable amount as the commissioner may require'; the KID public adjuster page lists no bond among the resident requirements
- Renewal
- Every 2 years · $100 Last day of the licensee's birth month in an even- or odd-numbered year matching birth year; first due date not earlier than two years after initial licensure. Lapsed licenses may be reinstated within 12 months for a $100 reinstatement fee (K.S.A. 40-5509).
- Continuing education
- 18 hours · Every 2 years · 3 in ethics K.S.A. 40-5512; providers report completions to SBS
- Already licensed elsewhere?
- Reciprocity available Nonresident license issued without exam if licensed and in good standing as a resident public adjuster in a home state that reciprocates (K.S.A. 40-5507, 40-5508)
Not stated in these sources
These points were not stated in the sources listed, so we have left them blank rather than guess. Ask the regulator directly:
- ·Exam questions: Handbook lists time and fee but no item count for the public adjuster exam
- ·Bond amount: Discretionary under K.S.A. 40-5511; no amount published
Kansas in the reference tables
Each table answers one question for all 50 states and DC, with the citation. Open one and find the Kansas row.
- Additional Living Expenses (ALE) & Loss of Use Reference Guide
- Appraisal Demand Deadlines & Requirements
- Assignment of Benefits (AOB) Restrictions
- Bad Faith Framework
- Common Endorsements Reference Guide
- Cosmetic Damage Exclusion Rules
- Depreciation & ACV Calculation Rules
- Depreciation Schedules by Category
- Examination Under Oath (EUO) Requirements
- FAIR Plans & Wind Pools
- Fire Insurance Claims Reference Guide
- Hurricane & Named Storm Deductible Rules
- NFIP Flood Insurance Claims Requirements
- Notice of Claim Filing Deadlines
- Penalty Interest Rates & Remedies
- Pre-Suit Notice Requirements
- Proof of Loss Requirements
- Property Insurance Claims Timelines
- Public Adjuster Licensing & Fee Caps
- Statute of Limitations (SOL)
- Valued Policy Laws
- Wind vs. Water Causation & Anti-Concurrent Causation Rules
- Window Insurance Claims Reference Guide
Kansas law in the library
32 primary-source documents for Kansas: statutes, regulations, bulletins and consumer guides, stored as published. Sign in to open them.
- Actions limited to five years - K.S.A. 60-511 Kansas State Legislature
- K.A.R. 40-1-34 model regulation compilation - archived PDF Kansas Insurance Department
- K.A.R. 40-1-34 with the Unfair Claims Settlement Practices Model Regulation - Kansas Insurance Department compilation Kansas Insurance Department
- Kansas Attorney Fees for Property Insurance - K.S.A. 40-908 Kansas State Legislature
- Kansas Attorney Fees in Actions on Insurance Policies - K.S.A. 40-256 Kansas State Legislature
- Kansas Catastrophic Event Claims Handling - K.S.A. 40-2,204 Kansas State Legislature
- Kansas Claims Settlement Timelines (K.A.R. 40-1-34) Kansas Insurance Department
- Kansas FAIR Plan Act - K.S.A. 40-2142 Kansas State Legislature