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State guide

How to become a public adjuster in Louisiana

Louisiana requires a public adjuster license. Fees are capped at 10% of the claim, all coverages combined; the surety bond is $50,000; the governing law is La. R.S. 22:1703–1704.

The pathway

Getting licensed in Louisiana

The license is the Public Adjuster. It is its own license, so make sure any course or exam you book is the public adjuster one and not the company or independent adjuster version. Issued by the Louisiana Department of Insurance (LDI) under La. R.S. 22:1691–1708; separate from the Claims Adjuster license (R.S. 22:1661 et seq.). A licensed claims adjuster may not act as a public adjuster.

Official sources

Gathered from these sources on August 28, 2026. Fees and hours change with the legislative calendar, and this page may be out of date. The regulator’s own page is the only current authority.

  1. Submit the public adjuster license application through NIPR (or LDI's paper form) and pay the $75 fee.

  2. After LDI approves you to test, register for the Public Adjuster Series 301 exam with PSI ($19) and pass it at a test center.

  3. Get fingerprinted at IdentoGO after the application is on file so LDI receives your background check.

  4. Obtain a $50,000 surety bond (or irrevocable letter of credit) and file the original with LDI.

  5. Renew every two years for $75 after completing 24 hours of CE, including at least 2 hours of legislative update.

Who can apply
At least 18 years old · Residents and non-residents Resident license under R.S. 22:1695 (Louisiana as home state); nonresident license under R.S. 22:1698 on a reciprocal basis.
Prelicensing course
Not required PSI bulletin: no prelicensing course requirement, but a public adjuster candidate may not sit for the exam without LDI pre-approval (the license application must be filed first).
State exam
PSI · $19 per attempt Test-center only (remote testing discontinued 7/8/2024). Exam scores valid for one year. Waived for applicants currently licensed as a public adjuster in another state based on an exam (R.S. 22:1697).
Application
NIPR · $75 application fee State exam $19. Fee raised from $55 to $75 by Act 501 of the 2025 Regular Session (R.S. 22:821). Paper form (Individual Producer/Adjuster Application) also accepted. All supporting documents due within 30 days of submission.
Background check
Fingerprint criminal-history check (Louisiana State Police and FBI) through IdentoGO/IDEMIA for new resident applicants; fingerprint only after submitting the license application (R.S. 22:1694).
Surety bond
$50,000 Surety bond or irrevocable letter of credit of at least $50,000 in favor of the state (R.S. 22:1701); original bond filed with LDI; license terminates automatically if the bond lapses.
Renewal
Every 2 years · $75 Renew every two years by notifying LDI of intent to continue (R.S. 22:1699(A)(3)); a lapsed license may be reinstated within 12 months at double the unpaid renewal fee. Biennial renewal fee raised from $50 to $75 by Act 501 of 2025. Renewal requires acknowledging the adjuster conduct standards.
Continuing education
24 hours · Every 2 years R.S. 22:1702: 24 hours per biennium including ethics, with at least 2 hours on legislative updates in insurance law; the statute does not fix a number of ethics hours. Exempt if licensed less than one full year or a nonresident meeting home-state CE.
Already licensed elsewhere?
Reciprocity available Nonresident public adjuster license for applicants licensed and in good standing in a home state that reciprocates (R.S. 22:1698); exam waived.

Not stated in these sources

These points were not stated in the sources listed, so we have left them blank rather than guess. Ask the regulator directly:

  • ·Exam questions: PSI bulletin lists the Series 301 exam but the extracted text did not include question count, time or cut score.
  • ·Application fingerprint fee: LDI fingerprinting page could not be reached when we checked; third-party sites cite $60.75.
  • ·Continuing education ethics hours: Statute requires ethics content but sets no hour count.

Louisiana in the reference tables

Each table answers one question for all 50 states and DC, with the citation. Open one and find the Louisiana row.

See how a claim runs in Louisiana, stage by stage Associations covering Louisiana

Louisiana law in the library

50 primary-source documents for Louisiana: statutes, regulations, bulletins and consumer guides, stored as published. Sign in to open them.

  • LAC 37:XI Chapter 15 — Rule Number 5: Unfair Trade Practices Louisiana Department of Insurance, Commissioner of Insurance
  • LAC 37:XIII Chapter 135 — Regulation Number 93: Named Storm and Hurricane Deductibles Louisiana Department of Insurance, Office of the Commissioner
  • LAC 37:XIII Chapter 191 — Regulation 124: Catastrophe Claims Process Disclosure Form-Guide Louisiana Department of Insurance, Office of the Commissioner
  • LAC 37:XIII Chapter 191 — Regulation 124: Catastrophe Claims Process Disclosure Form-Guide (original PDF) Louisiana Department of Insurance, Office of the Commissioner
  • LAC 37:XIII Chapter 195 — Regulation 127: The Hurricane Property Insurance Claim Alternate Dispute Resolution Program Louisiana Department of Insurance, Office of the Commissioner
  • LAC 37:XIII Chapter 195 — Regulation 127: The Hurricane Property Insurance Claim Alternate Dispute Resolution Program (original PDF) Louisiana Department of Insurance, Office of the Commissioner
  • Louisiana Administrative Code Title 37 (Insurance), Parts I–XIII — original publisher file Louisiana Division of Administration, Office of the State Register
  • Louisiana Administrative Code Title 37, Part XIII (Insurance — Regulations) — Chapter and Section Index Louisiana Division of Administration, Office of the State Register