State guide
How to become a public adjuster in Nevada
Nevada requires a public adjuster license. There is no statutory fee cap; the governing law is NRS and NAC ch. 684A.
The pathway
Getting licensed in Nevada
The license is the Public Adjuster. It is its own license, so make sure any course or exam you book is the public adjuster one and not the company or independent adjuster version. Issued by the Nevada Division of Insurance under NRS Chapter 684A, which licenses independent, public, company and staff adjusters as separate types; a person may hold only one type at a time (NRS 684A.050).
Official sources
- Nevada Division of Insurance: Public Adjuster license page
- NRS Chapter 684A: Adjusters
- NAC Chapter 684A: Adjusters (prelicensing course hours, exam score, CE)
- Division notice: Adjuster licensing changes and new requirements (2018)
- Pearson VUE Nevada Insurance Licensing Candidate Handbook
- NIPR: Nevada resident licensing (individual)
- Division: Fingerprints and Background Reports
Gathered from these sources on August 28, 2026. Fees and hours change with the legislative calendar, and this page may be out of date. The regulator’s own page is the only current authority.
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Complete a Nevada-approved adjuster prelicensing course (20 hours under NAC 684A.220) and keep the school name and course number.
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Register with Pearson VUE and pass the Nevada Property & Casualty Adjuster exam (90 questions, 2 hours, scaled score of 70).
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Get fingerprinted through a Division-approved vendor within 90 days of applying, using the NIPR transaction number on the authorization form.
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Apply for the Public Adjuster license through Sircon or NIPR within one year of passing, upload the fingerprint waiver and receipt, and pay $185.
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Complete 24 hours of CE (3 ethics) during each 3-year term and renew for $185 before expiration.
- Who can apply
- At least 18 years old · Residents and non-residents · Application must show at least five years of employment history with no gaps (NIPR Nevada page). Must be eligible to declare Nevada as home state for a resident license; nonresident license available under NRS 684A.115. Cannot concurrently hold a property/casualty/surety producer or surplus lines broker license.
- Prelicensing course
- 20 hours Division notice (effective July 1, 2018): a Nevada-approved prelicensing course of study is required before sitting for the adjuster exam, attested at the test center. NAC 684A.220 sets the course at 5 hours of Nevada law plus 15 hours of adjusting content. Waived for nonresidents licensed in good standing in their home state.
- State exam
- Pearson VUE · 90 questions · 120 minutes · pass at 70 (scaled) Same exam used for all four adjuster license types. NAC 684A.300 requires a score of 70 or more. Apply within one year of passing. Exempt if licensed in good standing in a home state that required an exam (NRS 684A.100, 684A.105).
- Application
- Sircon (www.sircon.com/Nevada) or NIPR · $185 application fee State exam fee (see unverified); vendor fingerprint fee; NIPR/Sircon transaction fee. $185 = $125 license fee plus $60 administration and enforcement fee. Upload the signed Fingerprint Background Waiver Form and fingerprint receipt with the application.
- Background check
- Fingerprints for a criminal-history report (Nevada Central Repository and FBI) through a Division-approved vendor, submitted within 90 days of applying; from January 26, 2026 the NIPR transaction number must appear on the fingerprint authorization form (NRS 684A.070(2)).
- Surety bond
- No bond required No bond requirement for public adjusters in NRS 684A or on the Division's Public Adjuster page.
- Renewal
- Every 3 years · $185 License continues for 3 years (NRS 684A.130); renewal accepted up to 30 days after expiration with a fee of 150% of applicable fees.
- Continuing education
- 24 hours · Every 3 years · 3 in ethics NRS 684A.135 / NAC 684A.400: 24 hours per 3-year term, 3 in ethics, related to the line held; waived for nonresidents meeting home-state CE.
- Already licensed elsewhere?
- Reciprocity available Nonresident public adjuster license issued to applicants licensed and in good standing in a home state that reciprocates (NRS 684A.115); exam and prelicensing waived.
Not stated in these sources
These points were not stated in the sources listed, so we have left them blank rather than guess. Ask the regulator directly:
- ·Exam fee: Pearson VUE handbook lists $37 for single-line and $47 for combined Property/Casualty exams; it is not explicit which rate applies to the P&C Adjuster exam.
- ·Application fingerprint fee: Digital fingerprint pricing is set by each approved vendor; the Division lists only a $39 DPS fee for ink cards.
- ·Prelicensing hours: The Division's page does not restate the hour count; 20 hours is derived from NAC 684A.220 (5 + 15 hours).
Nevada in the reference tables
Each table answers one question for all 50 states and DC, with the citation. Open one and find the Nevada row.
- Additional Living Expenses (ALE) & Loss of Use Reference Guide
- Appraisal Demand Deadlines & Requirements
- Assignment of Benefits (AOB) Restrictions
- Bad Faith Framework
- Common Endorsements Reference Guide
- Cosmetic Damage Exclusion Rules
- Depreciation & ACV Calculation Rules
- Depreciation Schedules by Category
- Examination Under Oath (EUO) Requirements
- FAIR Plans & Wind Pools
- Fire Insurance Claims Reference Guide
- Hurricane & Named Storm Deductible Rules
- NFIP Flood Insurance Claims Requirements
- Notice of Claim Filing Deadlines
- Penalty Interest Rates & Remedies
- Pre-Suit Notice Requirements
- Proof of Loss Requirements
- Property Insurance Claims Timelines
- Public Adjuster Licensing & Fee Caps
- Statute of Limitations (SOL)
- Valued Policy Laws
- Wind vs. Water Causation & Anti-Concurrent Causation Rules
- Window Insurance Claims Reference Guide
Nevada law in the library
22 primary-source documents for Nevada: statutes, regulations, bulletins and consumer guides, stored as published. Sign in to open them.
- NRS 11.190 - Periods of Limitation Nevada State Legislature
- Nevada Administrative Code Chapter 684A - Adjusters (Complete Chapter) Nevada Division of Insurance
- Nevada Assembly Bill 376 - Wildfire Exclusion Authorization (2025) Nevada Legislature - 83rd Session (2025)
- Nevada Assembly Bill 376 - Wildfire Exclusion Authorization and Regulatory Sandbox Nevada State Legislature
- Nevada Claims Settlement Practices Regulations (NAC 686A.600-680) Nevada Division of Insurance
- Nevada Contracts of Insurance — NRS Chapter 687B (Full Chapter) Nevada State Legislature
- Nevada Exemplary and Punitive Damages — NRS 42.001, 42.005, 42.007 Nevada State Legislature
- Nevada Property Insurance Statute — NRS Chapter 691A (Full Chapter) Nevada State Legislature